Getting a divorce is Arizona can be costly. However, how much you spend will depend on the type of divorce. A contested divorce with protracted proceedings will definitely cost more than an uncontested one. While there are no set rates, it’s possible to get an estimate based on historical averages of what divorcees spend on their case.
Costs of Divorce at a Glance
How much does a divorce cost in AZ? While costs will largely depend on attorney’s fees, most people do not realize it right away, but there are other costs to consider as well. Divorces that go all the way to trial will incur third party expenses for such things as a custody evaluator, a business appraiser and forensic accountants to present financial data to court. If the couple is separating with children, then the divorced parents will have to attend a Parent Information Program class. If the divorce requires a mediator, then that will be an additional cost for the mediator who charges an hourly rate.
Estimated Average Costs of Divorce in Arizona
According to some estimates, the average divorce case can cost as much as a new car. However, people typically do not spend more than $10,000 per spouse.
Most of the expenses will come from the attorneys. Consider for example, the average divorce lawyer in Scottsdale. Family lawyers in the state charge between $250 and $550 per hour on average. If you hire a deeply experienced lawyer, the cost can be as much as $550 per hour. In addition to the hourly rate, some lawyers also charge extra for drafting letters, printing documents, travel time, mailing, stamps and so on. Attorneys’ fees therefore can total a combined average of about $20,000 per case. However, there is no assurance that fees come in higher or lower than this figure.
After attorneys, those filing for divorces should expect to pay for outside expert witnesses. The divorce case may require the services of mental health expert, business accountant, real estate appraisers and many others. These experts in total can cost as much as the attorneys do. Of course, not all divorces require experts to testify or issue expert reports. If two people with a shared business or a lot of real property get a divorce, the expert fees can be significant. In some divorce cases, costs can range from $25,000 to $100,000 per side when including expert witness fees.
Costs of an Uncontested Divorce
Divorces do not have to go to trial if certain conditions are met. If the divorcing spouses agree on the material terms of the separation, or if one spouse does not participate in contesting the divorce, then the case does not have to go to trial. As a result, costs will be considerably less.
The divorcing couple can go to the court and file a Petition for Dissolution of Marriage. The court, depending on the county, will charge between $200 and $400 in filing fees. If the two parties amicably divorce at this point, then only court fees will have to be paid assuming the parties are sophisticated enough to paper their own divorce.
If the divorcing couple needs legal assistance, for example a divorce attorney in Scottsdale, legal fees at an hourly rate will have to be paid in addition to court fees. Some couples prefer to hire a mediator and legal counsel. Mediators typically charge similar reates to attorneys. Overall, the fees of an uncontested divorce are far less in comparison to contested litigation.
If you are planning for a divorce, it’s best to talk to your spouse and amicably separate. Otherwise, you will have to be willing to pay a lot more for the lawyers to fight it out.
Many people opt to file for bankruptcy when their income isn’t sufficient to repay creditors. Certain types of bankruptcy filings can lead to elimination of at least some or all debt and a halt for collection calls. While bankruptcy can be devastating emotionally, it does have many benefits. If you are planning on applying for bankruptcy, here are several useful tips to know about:
Learn About the Different Types of Bankruptcy
There are several different types of bankruptcy. The two main types many people know about are Chapter 7 and Chapter 13. Chapter 7 eliminates virtually all debt, especially from unsecured loans. Chapter 13 is used to come up with a court-approved plan to partially repay all debt in 3 to 5 years. You will have to learn about what each type entails and which type of bankruptcy is best suited for you. Before you file your case, you will have to learn about the law a bit first.
Hire a Lawyer
It’s virtually impossible to file for bankruptcy without a lawyer. The body of law in this area is muddled and complicated so you will really need an experienced attorney. Hire a lawyer from the county you live in, for example a bankruptcy attorney in Scottsdale. It’s best to consult with an attorney before you decide to proceed with a court filing. Your attorney will tell you how to fill out the legal documents and what evidence to present in court. Attorneys are necessary because, in some cases, creditors have the right to sue you back. A lawyer may be able to intervene and reduce the risk of this.
Understand Your State Laws
Bankruptcy law differs from state to state. How many of your assets you can keep, or how much debt will be discharged will depend on the law in your state. Therefore, it’s very important that you understand the rules and guidelines set forth in the state of your residence. You can get expert help too. For example, you can ask a local bankruptcy lawyer in Scottsdale for state laws in Arizona.
Bankruptcy Does Not Get Everyone off the Hook for Debt
Filing for bankruptcy often removes the obligation of a single debtor to a creditor. This does not apply to others responsible for the same debt, such as the other joint account holder or a co-signer. If there’s credit card debt, then all the people formally responsible for that account will have to pay. When you file for bankruptcy, the other person could end up being solely responsible for the debt. You may want to think in advance to avoid this scenario. Ask your lawyer for the best course of action.
Inform All the Creditors
You will have to inform all your creditors that you are filing for bankruptcy, not just the creditors responsible for the overwhelming debts. In some states, it’s required by law. When you are in the process for filing for bankruptcy, you must inform all debt collection callers of the situation and provide the name of the attorney handling the case so the calls can stop.
Bankruptcy need not be expensive and emotionally draining. Follow the above tips to make it less so.
SB 1121 was introduced in the Arizona Senate and having passed it is now in the House of Representatives. But what does it intend to do? The bill heading to the House of Representatives is certified qualified applicators fingerprinting requirements. But when you read the text of the SB 1121 Bill it states:
AN INDIVIDUAL WHO APPLIES FOR CERTIFICATION AS A NEW QUALIFIED APPLICATOR SHALL SUBMIT TO THE DIVISION A FULL SET OF FINGERPRINTS AND
FEES AS REQUIRED BY SECTION 41-1750. THE DIRECTOR SHALL SUBMIT THE
FINGERPRINTS AND FEES TO THE DEPARTMENT OF PUBLIC SAFETY FOR THE PURPOSE OF OBTAINING A STATE AND FEDERAL CRIMINAL RECORDS CHECK PURSUANT TO SECTION 41-1750 AND PUBLIC LAW 92-544. THE DEPARTMENT OF PUBLIC SAFETY MAY EXCHANGE THIS FINGERPRINT DATA WITH THE FEDERAL BUREAU OF INVESTIGATION.
So to whom does this apply? The law draws a distinction between a certified applicator and a certified qualified applicator. Here are the relevant definitions:
- “Certified applicator” means an individual who is licensed by the division to provide pest management services in accordance with this chapter.
- “Certified qualified applicator” means a certified applicator who is eligible to act as a qualifying party.
But, the law does not define qualified applicator. It defines certified qualified applicator and certified applicator but now we are faced with a requirement for the qualified applicator. This writer believes the bills intends to apply to certified qualified applicators or those we used to call qualifying parties who first apply. However, it is not clear. The industry needs clarification. Confusion such as this can lead to different results. One result is that only Certified Qualified Applicators who apply must get fingerprinted. But another possible result is that all applicators who first apply must be fingerprinted. We want to clarify this so the industry can act in accordance with the law. This kind of confusion can lead to enforcement with little direction. Must you fingerprint all applicator candidates of only CQA’s?